Pension Planning – Our area of expertise

Pension planning isn’t an easy exercise – particularly with the new freedoms that are now available. Should I take my Tax-Free Cash? What is Flexi-access Drawdown? Do I have to pay tax on my Pension? What funds should I be in? These are some of the questions we get asked, and having an adviser involved will help as we bring a wealth of information and knowledge that helps our clients plan for their pension in the right ways. 

We will run through the various options available, and discuss what might be right for you. We will ensure our advice is bespoke, and aligns with your objectives in retirement. Each client will have different needs at different stages, so we will ensure any plan we put in place is appropriate now – and with reviews we can make sure it remains appropriate in the future. 

If your looking to work with experts that can help you plan your strategy in retirement – book your initial consultation and we would be delighted to help on 01183 388 030.

The value of a pension with St. James Place will be directly linked with the performance of the funds selected and may fall as well as rise. You may get back less that the amount invested. 

The levels and bases of taxation and reliefs from taxation can change at any time tax relief is dependent on individual circumstances.